Bill > HB5564

This bill amends the Revised Judicature Act of 1961 to clarify and modify rules surrounding garnishment of periodic payments, which refers to ongoing payments like wages, rent, or contract payments. Key changes include specifying that a garnishee (the party holding the funds) is not liable for a garnishment if another garnishment with higher priority or the same priority but received earlier exists, and that income withholding orders for child support and state tax levies always have priority. The bill also refines the process for plaintiffs to request a default judgment against a garnishee for failing to comply with a garnishment, requiring specific notices and waiting periods, and allows garnishees to cure certain failures to avoid or reduce default judgments. Importantly, this bill exempts businesses operating under an earned wage access services license from these garnishment regulations, indicating a new regulatory framework for earned wage access providers is being established concurrently.

Government Affairs

https://legislature.mi.gov/Bills/Bill?ObjectName=2026-HB-5564