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MI HB5562

MI HB5562
Financial institutions: other; definition of financial licensing acts in the consumer financial services act; modify to include the earned wage access services act. Amends sec. 2 of 1988 PA 161 (MCL 487.2052). TIE BAR WITH: HB 5558'26


summary

Introduced
02/24/2026
In Committee
02/24/2026
Crossed Over
Passed
Dead

Introduced Session

103rd Legislature

Bill Summary

A bill to amend 1988 PA 161, entitled"Consumer financial services act,"by amending section 2 (MCL 487.2052), as amended by 2006 PA 252.

AI Summary

This bill modifies the definition of "financial licensing acts" within Michigan's Consumer Financial Services Act to include the Earned Wage Access Services Act. This means that services provided under the Earned Wage Access Services Act, which allows employees to access a portion of their earned wages before payday, will now be regulated under the broader framework of financial licensing acts. The bill also makes conforming changes to other definitions, such as "bureau" and "commissioner," to reflect the renaming of the relevant state department to the department of insurance and financial services. This change aims to bring earned wage access services under a unified regulatory structure alongside other financial services.

Committee Categories

Government Affairs

Sponsors (10)

Last Action

House Regulatory Reform (09:00:00 3/12/2026 Room 519, House Office Building) (on 03/12/2026)

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