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LA SB226
LA SB226Prohibits insurance rate determination based on risks classified by gender. (8/1/26)
summary
Introduced
02/26/2026
02/26/2026
In Committee
03/09/2026
03/09/2026
Crossed Over
Passed
Dead
Introduced Session
2026 Regular Session
Bill Summary
AN ACT To amend and reenact R.S. 22:1454(A), relative to rating standards and methods; to prohibit rate classifications based on gender; and to provide for related matters.
AI Summary
This bill amends existing Louisiana law, specifically R.S. 22:1454(A), which deals with insurance rating standards and methods, to prohibit insurance companies from using gender as a factor when determining insurance rates. Currently, the law states that insurance rates should not be excessive, inadequate, or unfairly discriminatory, and that risks can be classified using various criteria, but explicitly excludes race, color, creed, or national origin. This bill adds "gender" to that list of prohibited classification criteria, meaning that insurance companies will no longer be allowed to charge different rates based on whether a person is male or female, aiming to ensure fairer and more equitable insurance pricing.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Introduced in the Senate; read by title. Rules suspended. Read second time and referred to the Committee on Insurance. (on 03/09/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.legis.la.gov/legis/BillInfo.aspx?s=26rs&b=SB226&sbi=y |
| BillText | https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1445468 |
| Analysis - Digest of SB226 Original | https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1445469 |
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