Bill > HR7737

This bill, also known as the Savings and Early Exposure to Diversified Securities Act of 2026 or the SEEDS Act of 2026, makes two primary changes to the Internal Revenue Code of 1986. First, it amends the rules for "Trump accounts," which are a type of investment account designed to encourage savings and early investment, by allowing "digital asset indexes" to be considered eligible investments. A digital asset index is essentially a basket of various digital assets, similar to how a stock market index tracks a group of stocks. This change is intended to broaden the investment options available within these accounts. Second, the bill makes a pilot program related to Trump accounts permanent, removing a sunset date of January 1, 2029, and eliminating references to it being a "pilot" program, thereby solidifying its ongoing status. These changes are effective for investments made after the bill's enactment and for taxable years beginning after December 31, 2025, respectively.

Budget and Finance

https://www.congress.gov/bill/119th-congress/house-bill/7737/all-info