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Bill > HB794


KY HB794

KY HB794
AN ACT relating to financial exploitation.


summary

Introduced
03/02/2026
In Committee
03/19/2026
Crossed Over
03/19/2026
Passed
Dead
04/15/2026

Introduced Session

Potential new amendment
2026 Regular Session

Bill Summary

Amend KRS 209.990 to add persons age 65 and older to who can be a victim of exploitation; increase the amount of money lost to a person who knowingly exploits a victim from more than $300 to more than $500 and increase the penalty from a Class C felony to a Class B felony; increase the amount of money lost to a person who wantonly or recklessly exploits a victim from more than $300 to more than $500 and increase the penalty from a Class D felony to a Class C felony; increase the amount of money lost to a person who knowingly, wantonly, or recklessly exploits a victim from $300 or less to $500 or less and increase the penalty from a Class A misdemeanor to a Class D felony; allow the Attorney General to demand the Governor of another state to surrender a person found in another state who is charged in Kentucky with exploitation; amend KRS 292.338 to require registered investment advisor representatives to complete at least 3 hours of continuing education covering financial exploitation each reporting period; amend KRS 365.245 to require a qualified person to create and maintain a record of a temporary hold, develop training policies and programs and conduct training on issues regarding financial exploitation, and develop, maintain, and enforce procedures regarding internal review before placing a temporary hold a specified adult's account.

AI Summary

This bill aims to strengthen protections against financial exploitation, particularly for individuals aged 65 and older, by increasing penalties for perpetrators and expanding the scope of who can be considered a victim. It raises the financial threshold for exploitation offenses from $300 to $1,000, with corresponding increases in felony classifications for knowing exploitation (from Class C to Class B) and wanton or reckless exploitation (from Class D to Class C). For exploitation involving $1,000 or less, the penalty is elevated from a Class A misdemeanor to a Class D felony. The bill also grants the Attorney General the authority to request the extradition of individuals charged with exploitation in Kentucky from other states. Additionally, it mandates that registered investment advisor representatives complete at least 3 hours of continuing education on financial exploitation each reporting period, and requires financial institutions and other qualified persons to establish training programs, develop record-keeping procedures for temporary account holds, and implement internal review processes before placing such holds on accounts of specified adults, defined as individuals 65 or older or those deemed unable to protect their own interests due to a mental or physical impairment.

Committee Categories

Business and Industry

Sponsors (7)

Last Action

to Committee on Committees (S) (on 03/19/2026)

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