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Bill > SF4168


MN SF4168

MN SF4168
Certain residential mortgage loan fees and penalties application modifications


summary

Introduced
03/05/2026
In Committee
03/05/2026
Crossed Over
Passed
Dead

Introduced Session

94th Legislature 2025-2026

Bill Summary

A bill for an act relating to commerce; modifying the application of certain residential mortgage loan fees and penalties; amending Minnesota Statutes 2024, section 58.137, subdivision 3.

AI Summary

This bill modifies how certain fees and penalties are applied to residential mortgage loans in Minnesota, specifically by clarifying that the limitations and prohibitions outlined in section 58.137 of Minnesota Statutes only apply to loans made for personal, family, or household purposes, and this change will take effect on August 1, 2026, applying to new residential mortgage loans made on or after that date.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Senate Commerce and Consumer Protection (10:00:00 3/27/2026 ) (on 03/27/2026)

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