Bill > H0844

This bill amends existing Idaho law regarding enhanced short-term health insurance plans, which are a type of health coverage that is not subject to the same regulations as standard health insurance plans. Specifically, the bill revises provisions for the renewal of these plans, allowing them to be renewed for a maximum total duration of thirty-six months or the maximum duration allowed by federal regulation (45 CFR 144), whichever is longer, and permits year-round enrollment. It also clarifies that the director of insurance cannot establish minimum standards for the covered benefits within these enhanced short-term plans, though other standards may be set. The bill also removes a previous restriction that limited the renewability of these plans based on rules issued by the director and instead ties their renewability to the new provisions in section 41-5214. Finally, the bill declares an emergency and sets an effective date of July 1, 2026.

Health and Social Services

Health and Welfare Committee (House)

https://legislature.idaho.gov/sessioninfo/2026/legislation/H0844/