Bill > SB6359

This bill establishes a new right for individuals injured in car accidents, known as "third-party claimants," to request an appraisal process to resolve disputes over property damage with the at-fault driver's automobile liability insurer. Currently, the only way for such claimants to resolve disagreements about repair costs, diminished vehicle value, or loss of use is by filing a lawsuit, which can be too expensive for many. This bill, effective January 1, 2027, allows either the claimant or the insurer to demand an appraisal, where two independent appraisers and potentially an umpire will determine the amount of loss. This appraisal process is intended to be a fair and cost-effective alternative to litigation, similar to a process already available for first-party insurance claims. The bill also outlines penalties for insurers who fail to comply with this new appraisal right, including fines and potential license suspension, and clarifies that this new process does not change the underlying legal principles for calculating damages.

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https://app.leg.wa.gov/billsummary?BillNumber=6359&Year=2025&Initiative=false