Bill
Bill > A10651
NY A10651
NY A10651Requires that consumer reporting agencies contact consumers when a request is made for their consumer reports; requires consumer reporting agencies to provide the consumer with information pertaining to the entity that requested the consumer report.
summary
Introduced
03/19/2026
03/19/2026
In Committee
03/19/2026
03/19/2026
Crossed Over
Passed
Dead
Introduced Session
2025-2026 General Assembly
Bill Summary
AN ACT to amend the general business law, in relation to requiring consumer reporting agencies to contact consumers when requests are made for their consumer reports
AI Summary
This bill requires that consumer reporting agencies, which are companies that collect and sell consumer credit information, must notify consumers by mail or email whenever someone requests their consumer report, which is a summary of a person's credit history. After being notified, consumers can then contact the agency to find out who requested their report, why it was requested, when it was requested, and the potential loan amount related to that request, provided they can prove their identity. This change aims to give consumers more awareness and control over who is accessing their financial information.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
referred to consumer affairs and protection (on 03/19/2026)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.nysenate.gov/legislation/bills/2025/A10651 |
| BillText | https://assembly.state.ny.us/leg/?default_fld=&bn=A10651&term=2025&Summary=Y&Actions=Y&Text=Y&Committee%26nbspVotes=Y&Floor%26nbspVotes=Y#A10651 |
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