Bill > HF4609

This bill mandates that health plans in Minnesota must cover infertility diagnosis and treatment, as well as standard fertility preservation services, which are procedures to protect fertility for individuals facing medical treatments that could impair it. The bill defines infertility based on the duration of unprotected intercourse without pregnancy, an individual's inability to reproduce without medical help, or a healthcare provider's determination. It also requires that the cost-sharing requirements for infertility coverage, such as co-payments and deductibles, cannot be greater than those for maternity coverage. Furthermore, the bill extends this coverage requirement to state programs like Medical Assistance and MinnesotaCare, which are government-funded health programs for low-income individuals and families. Importantly, the bill includes provisions for religious exemptions for certain organizations, allowing them to opt out of covering specific services if they have religious objections, but requiring them to notify employees and arrange for separate coverage. Finally, the bill appropriates funds to reimburse health plan companies for the costs associated with providing this new coverage, starting in fiscal year 2027, with the aim of making these treatments more accessible.