Bill > HB1605

This bill prohibits the Georgia Department of Community Health from seeking to recover Medicaid funds from ABLE (Achieving a Better Life Experience) accounts upon the death of the account holder, except where federal law requires it. ABLE accounts are designed to help individuals with disabilities save money for health, independence, and quality of life without jeopardizing their eligibility for government benefits like Medicaid. The bill clarifies that this prohibition applies to ABLE accounts regardless of where they are maintained, not just those in Georgia, and aims to prevent the recovery of funds, often referred to as a "clawback," which the legislature finds undermines the purpose of these accounts by creating a barrier to financial security for Georgians with disabilities. Additionally, the bill reinforces that ABLE account funds are protected from creditors and legal processes.