Bill > HR8324

This bill, titled the "Great American Healthcare Plan," aims to improve healthcare access and affordability by increasing contribution limits for Health Savings Accounts (HSAs), enhancing price transparency in healthcare, and expanding access to prescription drugs. Key provisions include allowing individuals to contribute more to their HSAs, with special catch-up contributions for those aged 50 and older, and permitting rollovers of unused funds from Flexible Spending Arrangements (FSAs) and Health Reimbursement Arrangements (HRAs) into HSAs. The bill also expands the types of expenses HSAs can cover, such as healthy food and fitness expenses, and provides them with bankruptcy protections similar to retirement funds. Furthermore, it mandates that hospitals, clinical diagnostic laboratories, imaging providers, and ambulatory surgical centers publicly disclose their standard charges, discounted cash prices, and negotiated rates for services in a consumer-friendly format, with penalties for non-compliance. Insurers and group health plans will also be required to provide more transparent information about costs and coverage, including detailed explanations of benefits and access to health data for plan fiduciaries. Finally, the bill aims to expand access to certain prescription drugs by allowing pharmacists and other qualified healthcare professionals to dispense and administer specific medications under established protocols, and requires government-sponsored health programs to cover these expanded-access drugs.