Bill > SB0921

This bill, amending the Insurance Code of 1956, adds a new section that prohibits certain passengers from recovering benefits under a no-fault insurance policy if they were injured or killed in an accident where the driver was impaired by alcohol or drugs, and the accident was a result of that impairment. Specifically, a passenger cannot recover if they were also impaired by alcohol or drugs, or if they refused to submit to testing for such impairment when requested by a police officer. Additionally, this prohibition applies only if other individuals besides the passenger also suffered bodily injury or death in the accident, and a higher insurance limit is being claimed. The bill clarifies that "impaired ability to function" refers to the influence of intoxicating liquor or controlled substances as defined in the Revised Judicature Act of 1961 and applies to policies issued or renewed after the bill's effective date.