Bill > S4655

This bill, titled the "Farm Credit Adjustment Act," allows the Farm Credit Administration (FCA), the independent agency that regulates the Farm Credit System (a nationwide network of borrower-owned lending institutions that provide credit to farmers and ranchers), the option to conduct examinations of institutions it deems "low-risk" every 24 months instead of the current, more frequent, mandatory schedule. This change, which takes effect on October 1, 2026, provides the FCA with discretion to adjust the examination cycle for these less risky institutions, potentially streamlining oversight.