Bill > HB6384

This bill amends the Michigan Consumer Protection Act (1976 PA 331), which prohibits unfair, unconscionable, or deceptive business practices, by adding a new provision that makes it unlawful for in-person retail businesses to refuse cash payments or to require customers to pay exclusively with credit. Under the legislation, "at retail" refers strictly to face-to-face transactions conducted in person, explicitly excluding telephone, mail-order, and internet-based sales, and "legal tender" refers to officially recognized U.S. coins and paper currency. This context reflects a growing legislative trend to protect unbanked consumers and ensure that shoppers who rely on physical cash are not locked out of the marketplace by cash-free stores, with the new requirement taking effect 90 days after the bill is enacted into law.