summary
Introduced
In Committee
Crossed Over
Passed
Dead
Introduced Session
112th Congress
Bill Summary
Health Care Choice Act of 2011 - Repeals Title I of the Patient Protection and Affordable Care Act (provisions related to health insurance and health coverage expansion) and any amendments to such provisions made by the Health Care and Education Reconciliation Act of 2010. Restores provisions of law amended or repealed by such provisions. Amends the Public Health Service Act to provide that the laws of the state designated by a health insurance issuer (primary state) shall apply to individual health insurance coverage offered by that issuer in the primary state and in any other state (secondary state), but only if the coverage and issuer comply with the conditions of this Act. Exempts issuers from any secondary state's laws that would prohibit or regulate the operation of the issuer in such state, subject to certain restrictions imposed by such state. Specifies the notice that an issuer must provide in any insurance coverage offered in a secondary state and at renewal of the policy. Requires each issuer issuing individual health insurance coverage in both primary and secondary states to submit to the insurance commissioners of such states: (1) a copy of the plan of operation or feasibility study; (2) written notice of any change in its designation of its primary state and of its compliance with all the laws of the primary state; and (3) a quarterly financial statement. Prohibits an issuer from offering, selling, or issuing individual health insurance coverage in a secondary state if the state insurance commissioner does not use a risk-based capital formula for the determination of capital and surplus requirements for all issuers. Gives sole jurisdiction to the primary state to enforce the primary state's covered laws in the primary state and any secondary state. Requires the Comptroller General to study the effect of this Act on specified health insurance issues.
AI Summary
This bill, the Health Care Choice Act of 2011, proposes to repeal Title I of the Patient Protection and Affordable Care Act, which deals with health insurance and expanding coverage, and restore the laws that were in place before it. It also amends the Public Health Service Act to allow health insurance companies, referred to as "issuers," to choose a "primary state" whose laws will govern their individual health insurance policies, even if those policies are sold in other states, called "secondary states." This is permitted as long as the insurance and the issuer meet specific conditions. The bill exempts issuers from certain laws in secondary states that would otherwise restrict their operations, with some exceptions. It mandates that issuers provide specific notices to consumers in secondary states and at policy renewals, and requires them to submit operational plans, changes in their primary state designation, and financial statements to state insurance commissioners. Additionally, an issuer cannot sell individual health insurance in a secondary state if that state's insurance commissioner does not use a risk-based capital formula to determine financial requirements for all issuers. The bill also grants the primary state sole authority to enforce its laws in both the primary and secondary states, and mandates that the Comptroller General study the impact of this act on various health insurance issues.
Committee Categories
Business and Industry, Health and Social Services
Sponsors (154)
Marsha Blackburn (R)*,
Sandy Adams (R),
Robert Aderholt (R),
W. Todd Akin (R),
Steve Austria (R),
Michele Bachmann (R),
Roscoe Bartlett (R),
Joe Barton (R),
Charles Bass (R),
Dan Benishek (R),
Judy Biggert (R),
Brian Bilbray (R),
Gus Bilirakis (R),
Jo Bonner (R),
Mary Bono Mack (R),
Charles Boustany (R),
Kevin Brady (R),
Mo Brooks (R),
Paul Broun (R),
Vern Buchanan (R),
Larry Bucshon (R),
Ann Buerkle (R),
Michael Burgess (R),
John Campbell (R),
Francisco Canseco (R),
Shelley Moore Capito (R),
John Carter (R),
Bill Cassidy (R),
Steve Chabot (R),
Jason Chaffetz (R),
Howard Coble (R),
Mike Coffman (R),
Tom Cole (R),
K. Michael Conaway (R),
Rick Crawford (R),
John Culberson (R),
Scott DesJarlais (R),
Jeff Duncan (R),
Renee Ellmers (R),
Blake Farenthold (R),
Stephen Fincher (R),
Michael Fitzpatrick (R),
Jeff Flake (R),
Chuck Fleischmann (R),
John Fleming (R),
Bill Flores (R),
J. Randy Forbes (R),
Trent Franks (R),
Cory Gardner (R),
Bob Gibbs (R),
Christopher Gibson (R),
Phil Gingrey (R),
Louie Gohmert (R),
Bob Goodlatte (R),
Trey Gowdy (R),
Kay Granger (R),
Sam Graves (R),
Tim Griffin (R),
Frank Guinta (R),
Brett Guthrie (R),
Ralph Hall (R),
Gregg Harper (R),
Andy Harris (R),
Vicky Hartzler (R),
Nan Hayworth (R),
Jeb Hensarling (R),
Jaime Herrera Beutler (R),
Bill Huizenga (R),
Randy Hultgren (R),
Duncan Hunter (R),
Robert Hurt (R),
Darrell Issa (R),
Bill Johnson (R),
Sam Johnson (R),
Walter Jones (R),
Steve King (R),
Jack Kingston (R),
Adam Kinzinger (R),
Doug Lamborn (R),
Leonard Lance (R),
Jeffrey Landry (R),
James Lankford (R),
Bob Latta (R),
Frank Lucas (R),
Blaine Luetkemeyer (R),
Cynthia Lummis (R),
Daniel Lungren (R),
Connie Mack (R),
Donald Manzullo (R),
Kenny Marchant (R),
Michael McCaul (R),
Tom McClintock (R),
Patrick McHenry (R),
David McKinley (R),
Cathy McMorris Rodgers (R),
Gary Miller (R),
Jeff Miller (R),
Tim Murphy (R),
Sue Myrick (R),
Randy Neugebauer (R),
Kristi Noem (R),
Richard Nugent (R),
Alan Nunnelee (R),
Pete Olson (R),
Steven Palazzo (R),
Ron Paul (R),
Stevan Pearce (R),
Mike Pence (R),
Joseph Pitts (R),
Ted Poe (R),
Mike Pompeo (R),
Bill Posey (R),
Tom Price (R),
Benjamin Quayle (R),
Denny Rehberg (R),
Reid Ribble (R),
E. Scott Rigell (R),
Martha Roby (R),
David Roe (R),
Mike Rogers (R),
Todd Rokita (R),
Thomas Rooney (R),
Peter Roskam (R),
Dennis Ross (R),
Edward Royce (R),
Paul Ryan (R),
Steve Scalise (R),
Robert Schilling (R),
Jean Schmidt (R),
Aaron Schock (R),
David Schweikert (R),
Tim Scott (R),
Pete Sessions (R),
John Shimkus (R),
Mike Simpson (R),
Lamar Smith (R),
Steve Southerland (R),
Cliff Stearns (R),
Steve Stivers (R),
Marlin Stutzman (R),
John Sullivan (R),
G.T. Thompson (R),
Mac Thornberry (R),
Scott Tipton (R),
Mike Turner (R),
Fred Upton (R),
Tim Walberg (R),
Joe Walsh (R),
Allen West (R),
Lynn Westmoreland (R),
Joe Wilson (R),
Rob Wittman (R),
Steve Womack (R),
Rob Woodall (R),
Last Action
Referred to the Subcommittee on Health, Employment, Labor, and Pensions. (on 02/25/2011)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.congress.gov/bill/112th-congress/house-bill/371/all-info |
| BillText | http://gpo.gov/fdsys/pkg/BILLS-112hr371ih/pdf/BILLS-112hr371ih.pdf |
| Bill | http://gpo.gov/fdsys/pkg/BILLS-112hr371ih/pdf/BILLS-112hr371ih.pdf.pdf |
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