Bill > H180

This bill, amending Chapter 93 of the General Laws, aims to protect the peace and privacy of residents by restricting how debt collectors can operate. Specifically, it adds a new provision that prevents debt collectors from contacting anyone other than the debtor, their attorney, a consumer reporting agency (if legally allowed), the creditor, or the creditor's or debt collector's attorney, unless a court explicitly permits it or it's necessary for a post-judgment legal remedy. Importantly, even if a debtor gives permission for a debt collector to contact a third party, this bill states that such permission does not allow the debt collector to bypass these restrictions. Any violation of this new rule will be considered an unfair or deceptive business practice under Chapter 93A of the General Laws, which is the state's consumer protection law.