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Bill > HR2859


US HR2859

US HR2859
To amend the Servicemembers Civil Relief Act to extend the interest rate limitation on debt entered into during military service to debt incurred during military service to consolidate or refinance student loans incurred before military service.


summary

Introduced
In Committee
Crossed Over
Passed
Dead

Introduced Session

113th Congress

Bill Summary

To amend the Servicemembers Civil Relief Act to extend the interest rate limitation on debt entered into during military service to debt incurred during military service to consolidate or refinance student loans incurred before military service.

AI Summary

This bill amends the Servicemembers Civil Relief Act (SCRA), a law designed to protect military personnel from certain civil actions while they are in service, by extending its interest rate limitations. Specifically, it ensures that interest rates on debts incurred by servicemembers during their military service, particularly for consolidating or refinancing student loans taken out before their service began, are capped at 6 percent per year. This protection applies to both federal and private student loans, as defined by the Higher Education Act of 1965 and the Truth in Lending Act, respectively, and clarifies how this interest rate cap is implemented and determined for different types of obligations.

Committee Categories

Business and Industry, Military Affairs and Security

Sponsors (1)

Last Action

Referred to the Subcommittee on Economic Opportunity. (on 08/13/2013)

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