summary
Introduced
01/22/2015
01/22/2015
In Committee
02/19/2015
02/19/2015
Crossed Over
Passed
Dead
01/03/2017
01/03/2017
Introduced Session
114th Congress
Bill Summary
Competitive Health Insurance Reform Act of 2015 Amends the McCarran-Ferguson Act to declare that nothing in that Act modifies, impairs, or supersedes the operation of antitrust laws with respect to the business of health insurance, including the business of dental insurance. Applies prohibitions against using unfair methods of competition to the business of health insurance without regard to whether the business is for profit.
AI Summary
This bill, the Competitive Health Insurance Reform Act of 2015, aims to ensure that federal antitrust laws, which prevent unfair business practices like price-fixing and market allocation, apply to the health insurance industry, including dental insurance, just as they do to most other businesses. Historically, the McCarran-Ferguson Act of 1945 provided a special exemption for the insurance industry from these federal antitrust laws, a situation this bill seeks to correct by amending that Act. The bill clarifies that this change does not affect other types of insurance like life or property and casualty insurance, and it emphasizes that these antitrust protections will apply regardless of whether a health insurance company operates for profit, reinforcing the goal of protecting competition and consumers.
Committee Categories
Justice
Sponsors (37)
Paul Gosar (R)*,
Ralph Abraham (R),
Brian Babin (R),
Dan Benishek (R),
Mike Bishop (R),
Diane Black (R),
Marsha Blackburn (R),
Mo Brooks (R),
Ken Buck (R),
Larry Bucshon (R),
Scott DesJarlais (R),
Lloyd Doggett (D),
Jeff Duncan (R),
John Duncan (R),
Renee Ellmers (R),
John Fleming (R),
Morgan Griffith (R),
Andy Harris (R),
Joseph Heck (R),
Lynn Jenkins (R),
Walter Jones (R),
Steve King (R),
Ann Kirkpatrick (D),
Cynthia Lummis (R),
Luke Messer (R),
Markwayne Mullin (R),
Mike Pompeo (R),
Tom Price (R),
David Roe (R),
Todd Rokita (R),
Austin Scott (R),
Mike Simpson (R),
Chris Smith (R),
Lamar Smith (R),
Marlin Stutzman (R),
David Trott (R),
Peter Visclosky (D),
Last Action
Referred to the Subcommittee on Regulatory Reform, Commercial And Antitrust Law. (on 02/19/2015)
Official Document
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