Bill > H867

This bill, by amending Chapter 176O of the General Laws, aims to ensure that health insurance plans, referred to as "carriers," cannot exclude licensed mental health or substance abuse providers from their network if those providers are willing to accept the carrier's terms and conditions for participation. It also mandates that health benefit plans must provide coverage for mental health conditions and cannot impose greater financial burdens, such as higher deductibles or out-of-pocket limits, on insured individuals seeking treatment for mental health issues compared to physical health issues, ensuring comprehensive coverage for both. Furthermore, the bill reinforces the right of individuals to receive mental health treatment from a licensed and certified provider of their choice, without disruption due to changes in insurance coverage from a carrier or employer.