Bill > H836

This bill amends a Massachusetts law concerning life insurance applications to clarify what constitutes a "previous medical examination." Specifically, it replaces the phrase "previous medical examination" with "examination of medical information provided by the insured or an authorized third party." This change aims to ensure that insurance companies are examining the most current and relevant medical information when evaluating applications, preventing the use of outdated or incomplete medical histories to deny coverage or alter policy terms. The context for this amendment is to prevent false, fraudulent, or misleading statements related to medical examinations in life insurance applications.