Bill > H1923

This bill aims to protect injury victims by ensuring that medical bills do not reduce the compensation they receive from settlements or court awards. It amends Chapter 111 of the General Laws by adding a new Section 270D, which states that health maintenance organizations (HMOs) and medical or disability insurers cannot claim more than a proportionate share of a recovery from another party responsible for the injury. This means that if an insurer paid for medical services related to an injury, they can only recoup a portion of their costs based on what they paid compared to the total damages awarded to the injured person, even if their contract says otherwise. The bill also allows either the insurer or the injured person to ask a court to determine if a settlement is reasonable and how the recovered funds should be fairly divided, following similar procedures used in workers' compensation cases.