Bill > H2605

This bill aims to improve the process for collecting delinquent property taxes by establishing clearer procedures and protections for homeowners. Key provisions include setting a uniform filing fee of $30 for municipalities recording documents related to tax collection, and requiring that sales of tax receivables (the right to collect unpaid taxes) be conducted through a public sale to the most qualified bidder, considering factors like price, experience, and communication plans. Purchasers of tax receivables must notify taxpayers within 12 business days of acquiring the debt, providing detailed information about their rights, including the possibility of foreclosure and redemption options, with specific requirements for residential properties to ensure notices are understandable and available in multiple languages. The bill also introduces a process for homeowners to redeem foreclosed properties within one year, and if the property is sold at auction after redemption periods expire, any proceeds beyond reasonable expenses are to be split between the owner and the municipality. Additionally, it allows municipalities to establish payment plans for redeeming tax titles, with potential interest waivers for eligible individuals, and clarifies that the land court has exclusive jurisdiction over foreclosing redemption rights, with a one-year redemption period for titles conveyed to third parties. Finally, the bill removes a provision allowing for the arrest of individuals for tax debt and modifies notice requirements for tax collectors, ensuring that for residential properties, notices clearly explain the consequences of non-payment and available assistance programs.