Bill > HR2091

This bill, the Child Support Assistance Act of 2015, amends the Fair Credit Reporting Act, a law that governs how consumer credit information is collected and used, to make it easier for state and local child support enforcement agencies to obtain consumer reports. A consumer report is a document containing information about an individual's credit history, which is typically used by lenders. This bill allows these agencies to request a consumer report if they certify that the information is necessary for enforcing a child support order, award, agreement, or judgment, which are legal decisions or agreements related to financial support for a child. Importantly, the bill removes the requirement that individuals must be given 10 days' prior notice before their consumer report is requested by these agencies, streamlining the process for child support enforcement.