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US S1344

US S1344
A bill to clarify that nonprofit organizations such as Habitat for Humanity can accept donated mortgage appraisals, and for other purposes.


summary

Introduced
05/14/2015
In Committee
05/14/2015
Crossed Over
Passed
Dead
01/03/2017

Introduced Session

114th Congress

Bill Summary

A bill to clarify that nonprofit organizations such as Habitat for Humanity can accept donated mortgage appraisals, and for other purposes.

AI Summary

This bill clarifies that nonprofit organizations, like Habitat for Humanity, can accept donated mortgage appraisals without violating the Truth in Lending Act, a federal law designed to protect consumers in credit transactions. Specifically, it amends Section 129E(i)(2) of the Act to state that if an appraiser voluntarily provides their services for free, they will not be considered a "fee appraiser" in relation to that donated appraisal. This change aims to remove potential legal barriers for organizations that rely on such donated services to help individuals obtain housing.

Committee Categories

Housing and Urban Affairs

Sponsors (2)

Last Action

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (on 05/14/2015)

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