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US HR3453

US HR3453
Federal Home Loan Bank Product Act


summary

Introduced
09/08/2015
In Committee
09/22/2015
Crossed Over
Passed
Dead
01/03/2017

Introduced Session

114th Congress

Bill Summary

Federal Home Loan Bank Product Act This bill amends the Commodity Exchange Act to make the Federal Housing Finance Agency the appropriate federal banking agency for any Federal Home Loan Bank (thereby exempting any Federal Home Loan Bank loan from regulation as a swap). The Legal Certainity for Bank Products Act of 2000 is amended to include as a bank any Federal Home Loan Bank.

AI Summary

This bill, titled the Federal Home Loan Bank Product Act, aims to clarify the regulatory status of products offered by Federal Home Loan Banks (FHLBs). Specifically, it amends the Commodity Exchange Act to designate the Federal Housing Finance Agency (FHFA) as the appropriate federal banking agency for FHLBs, which would exempt FHLB loans from being regulated as "swaps" under that act. Additionally, it amends the Legal Certainty for Bank Products Act of 2000 to explicitly include FHLBs as "banks" within the scope of that law, further solidifying their regulatory treatment and providing greater certainty for financial products they offer.

Committee Categories

Agriculture and Natural Resources, Budget and Finance

Sponsors (2)

Last Action

Referred to the Subcommittee on Commodity Exchanges, Energy, and Credit. (on 09/22/2015)

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