Bill > H3813

This bill aims to protect employees who receive their wages through an electronic wage card, also known as a payroll card account, which is a prepaid account set up by an employer for wage deposits that carries consumer protections under federal law like the Electronic Fund Transfer Act. Specifically, it mandates that employers using payroll cards must allow employees to make at least one free withdrawal of their net wages per pay period, but no more than once a week. The bill also requires employers to clearly disclose any fees associated with using the card after the initial transaction, though they are not responsible for third-party fees outside their control, and ensures employees have free access to check their account balances via phone or online.