Bill > H4202

This bill mandates that insurance policies, including those for state employees, general insurance, hospital service plans, medical service agreements, and health maintenance organizations, must provide coverage for a "Technology-Assisted Tracking Device" and its repairs for individuals diagnosed with Dementia, Alzheimer's disease, or Autism Spectrum Disorder. A "Technology-Assisted Tracking Device" is defined as a waterproof, durable wearable device that functions indoors, does not require a direct line of sight to the sky, operates independently of public communication networks, and includes features to prevent false alarms and ensure patient identification. The bill specifies that such coverage should not have separate annual or lifetime dollar maximums beyond those applied to all services collectively, and while a reasonable coinsurance of up to 20% (or 40% for non-participating providers) may be applied, it cannot exceed the coinsurance for other benefits under the plan. Prior authorization may be required, and coverage is limited to the most medically necessary model that meets the policyholder's needs.