Bill

Bill > A4504


NJ A4504

Clarifies that owners of self-driving motor vehicles must comply with existing insurance requirements.


summary

Introduced
01/19/2017
In Committee
02/27/2017
Crossed Over
Passed
Dead
01/08/2018

Introduced Session

2016-2017 Regular Session

Bill Summary

This bill clarifies that, for the purposes of insurance, a self-driving car must comply with compulsory automobile and motor vehicle insurance requirements. Current law provides, with certain limited exceptions, that every owner or registered owner of a motor vehicle registered or principally garaged in this State shall maintain motor vehicle liability insurance coverage. This bill clarifies that this mandate includes self-driving motor vehicles that are capable of operating without active control or monitoring by a human operator. Further, the "New Jersey Automobile Reparation Reform Act," P.L.1972, c.70 (C.39:6A-1 et seq.) created a system of "no-fault" insurance for private passenger automobiles. The bill amends the definition of "automobile" under that act to include a self-driving private passenger automobile that is capable of operating without active control or monitoring by a human operator. Therefore, the bill extends the requirements of the New Jersey Automobile Reparation Reform Act, including the requirement for owners and registrants to maintain liability insurance and the requirement that applicable insurance policies include personal injury protection benefits, to self-driving cars.

AI Summary

This bill clarifies that owners of self-driving motor vehicles must comply with existing insurance requirements in New Jersey. Specifically, the bill amends the definition of "automobile" under the New Jersey Automobile Reparation Reform Act to include self-driving private passenger automobiles that are capable of operating without active control or monitoring by a human operator. As a result, the insurance requirements of that Act, including the mandate to maintain liability insurance and provide personal injury protection benefits, now apply to owners of self-driving cars. The bill ensures that the existing automobile insurance laws in New Jersey apply equally to traditional and self-driving vehicles.

Committee Categories

Business and Industry

Sponsors (4)

Last Action

Reported out of Assembly Committee, 2nd Reading (on 02/27/2017)

bill text


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