Bill

Bill > H493


MA H493

MA H493
To require notice of auto insurance changes and insurance coverage


summary

Introduced
01/23/2017
In Committee
01/23/2017
Crossed Over
Passed
Dead
12/31/2018

Introduced Session

190th General Court

Bill Summary

Relative to notices required for motor vehicle insurance premium and coverage changes. Financial Services.

AI Summary

This bill amends Chapter 175 of the General Laws to require insurers to provide at least 45 days' written notice to policyholders and their insurance producers of record before the expiration of an auto insurance policy. The notice must include any premium increase exceeding 15% and the exact renewal premium. The bill also requires 45 days' notice of any coverage elimination, reduction, diminution, or increased deductible not requested by the insured. If the insurer fails to provide the required notice, the current coverage remains in effect until notice is provided or the policyholder obtains replacement coverage. The provisions of this bill only apply to commercial policyholders and do not apply to changes based on the altered nature or extent of the risk insured.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Accompanied a study order, see H4778 (on 07/18/2018)

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