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FL S1298

FL S1298
Mortgage Lending


summary

Introduced
02/28/2017
In Committee
03/14/2017
Crossed Over
Passed
Dead
05/05/2017

Introduced Session

2017 Regular Session

Bill Summary

Revising the definition of the term "mortgage loan"; providing a definition for the term "hold himself or herself out to the public as being in the mortgage lending business", etc.

AI Summary

This bill revises the definition of "mortgage loan" to include loans on commercial real property if the borrower is an individual or the lender is a non-institutional investor, as well as loans on improved real property consisting of five or more dwelling units if the borrower is an individual or the lender is a non-institutional investor. It also provides a definition for the term "hold himself or herself out to the public as being in the mortgage lending business," which includes activities such as advertising, soliciting, or conducting business in a way that implies the person is a licensed mortgage lender. The bill will take effect on January 1, 2018.

Committee Categories

Business and Industry

Sponsors (1)

Other Sponsors (1)

Banking and Insurance (Senate)

Last Action

Died in Rules (on 05/05/2017)

bill text


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