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Bill > H2980


MA H2980

MA H2980
Relative to mergers of credit unions and banks, and charter conversions of insured depository institutions


summary

Introduced
01/23/2017
In Committee
01/23/2017
Crossed Over
Passed
Dead
12/31/2018

Introduced Session

190th General Court

Bill Summary

Relative to mergers of certain financial institutions . Financial Services.

AI Summary

This bill amends the laws in Massachusetts to allow for the merger or consolidation of credit unions and banks, as well as the conversion of credit unions to banks and vice versa. The key provisions include: 1. Allowing the merger or consolidation of mutual banks, subsidiary banking institutions, and credit unions, subject to approval by the Commissioner of Banks. This includes consideration of the impact on competition and public convenience. 2. Allowing credit unions to convert to mutual banks, and mutual banks to convert to credit unions, with specific requirements and disclosures for the conversion process. 3. Allowing credit unions to merge or consolidate with savings banks, cooperative banks, and subsidiary banking institutions, and vice versa. 4. Detailed procedures and requirements for the conversion process, including notification, member/shareholder approval, and regulatory oversight by the Commissioner of Banks.

Committee Categories

Business and Industry

Sponsors (4)

Last Action

Accompanied a study order, see H4778 (on 07/18/2018)

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