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US S836

US S836
Credit Union Residential Loan Parity Act


summary

Introduced
04/05/2017
In Committee
04/05/2017
Crossed Over
Passed
Dead
12/31/2018

Introduced Session

115th Congress

Bill Summary

Credit Union Residential Loan Parity Act This bill amends the Federal Credit Union Act to allow a credit union to extend a member business loan with respect to a one- to four-family dwelling, regardless of whether the dwelling is the member's primary residence. Under current law, a member business loan may be extended with respect to such a dwelling only if it is the member's primary residence.

AI Summary

This bill, the Credit Union Residential Loan Parity Act, amends the Federal Credit Union Act to allow credit unions to extend member business loans with respect to one- to four-family dwellings, regardless of whether the dwelling is the member's primary residence. Under current law, member business loans can only be extended for such dwellings if they are the member's primary residence. The bill also clarifies that this change does not preclude the National Credit Union Administration from treating an extension of credit fully secured by a one- to four-family dwelling that is not the member's primary residence as a member business loan for purposes other than the member business loan limitation requirements.

Committee Categories

Housing and Urban Affairs

Sponsors (11)

Last Action

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S2366; text as introduced in Senate: CR S2366) (on 04/05/2017)

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