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US HR2403

US HR2403
Keeping Capital Local for Underserved Communities Act of 2017


summary

Introduced
05/08/2017
In Committee
05/08/2017
Crossed Over
Passed
Dead
12/31/2018

Introduced Session

115th Congress

Bill Summary

Keeping Capital Local for Underserved Communities Act of 2017

AI Summary

This bill, the Keeping Capital Local for Underserved Communities Act of 2017, amends the Federal Deposit Insurance Act to create a limited exception where reciprocal deposits, which are deposits an insured depository institution (the "agent institution") places through a deposit placement network at other insured depository institutions, are not considered to be funds obtained through a deposit broker. This exception applies if the agent institution has a good or outstanding composite condition, is well-capitalized, and the total amount of reciprocal deposits does not exceed $10 billion or 20% of the agent institution's total liabilities. The bill also places restrictions on the interest rates that agent institutions can pay on reciprocal deposits when they are not well-capitalized.

Committee Categories

Business and Industry

Sponsors (21)

Last Action

Referred to the House Committee on Financial Services. (on 05/08/2017)

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