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US HR2683

US HR2683
Protecting Veterans Credit Act of 2018


summary

Introduced
05/25/2017
In Committee
03/21/2018
Crossed Over
Passed
Dead
12/31/2018

Introduced Session

115th Congress

Bill Summary

Protecting Veterans Credit Act of 2018 This bill amends the Fair Credit Reporting Act to limit, and establish a dispute process and verification procedures with respect to, the inclusion of a veteran's medical debt in a consumer credit report.

AI Summary

This bill amends the Fair Credit Reporting Act to limit the inclusion of veterans' medical debt in consumer credit reports. It defines "veterans medical debt" as debt owed to non-VA healthcare providers for authorized services that the Department of Veterans Affairs (VA) either failed to pay or incorrectly charged the veteran. The bill requires the VA to establish a database to allow credit reporting agencies to verify whether a debt is considered veterans medical debt, and instructs credit reporting agencies to remove such debt from a veteran's credit report upon receiving appropriate documentation. The amendments made by this bill will take effect one year after the date of enactment.

Committee Categories

Business and Industry

Sponsors (35)

Last Action

Placed on the Union Calendar, Calendar No. 802. (on 11/14/2018)

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