Bill
Bill > HR3278
US HR3278
To amend the Public Health Service Act to provide for cooperative governing of individual health insurance coverage.
summary
Introduced
07/18/2017
07/18/2017
In Committee
07/18/2017
07/18/2017
Crossed Over
Passed
Dead
12/31/2018
12/31/2018
Introduced Session
115th Congress
Bill Summary
To amend the Public Health Service Act to provide for cooperative governing of individual health insurance coverage. This bill amends the Public Health Service Act to provide that the laws of a state designated by a health insurer (primary state) apply to individual health insurance coverage offered by that insurer in any state (secondary state) if the coverage, states, and insurer comply with the conditions of this bill. Insurers are exempted from any secondary state's laws that would prohibit or regulate the operation of the insurer in that state. The primary state is given sole jurisdiction to enforce its covered laws in any secondary state. The Government Accountability Office must study the effect of this bill on specified health insurance issues.
AI Summary
This bill amends the Public Health Service Act to provide for cooperative governing of individual health insurance coverage. It allows a health insurance issuer to designate a primary state whose covered laws will apply when the issuer offers coverage in any secondary state, as long as the coverage and issuer comply with certain conditions. The bill exempts the issuer from any secondary state laws that would regulate the issuer's operation, with some exceptions related to taxes, registrations, examinations, and compliance with laws on fraud, abuse, and unfair claims practices. The bill also requires certain disclosures, prohibits reclassification or premium increases based on health status, and establishes independent external review procedures. The Government Accountability Office must study the effect of this bill on health insurance issues like coverage, availability, and cost.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Referred to the House Committee on Energy and Commerce. (on 07/18/2017)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.congress.gov/bill/115th-congress/house-bill/3278/all-info |
| BillText | https://www.congress.gov/115/bills/hr3278/BILLS-115hr3278ih.pdf |
| Bill | https://www.congress.gov/115/bills/hr3278/BILLS-115hr3278ih.pdf.pdf |
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