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US HR4293

US HR4293
Stress Test Improvement Act of 2017


summary

Introduced
11/07/2017
In Committee
11/15/2017
Crossed Over
04/12/2018
Passed
Dead
12/31/2018

Introduced Session

115th Congress

Bill Summary

Stress Test Improvement Act of 2017 (Sec. 2) This bill amends the Dodd-Frank Wall Street Reform and Consumer Protection Act to modify testing requirements applicable to bank holding companies and certain nonbank financial companies, including by: (1) establishing limitations on Comprehensive Capital Analysis and Review by the Federal Reserve Board, (2) reducing the frequency of stress testing from semiannual to annual, and (3) otherwise revising provisions related to stress testing. (Sec. 4) The bill amends the Federal Reserve Act to lower the maximum allowable amount of surplus funds of the Federal Reserve banks.

AI Summary

This bill, the Stress Test Improvement Act of 2017, amends the Dodd-Frank Wall Street Reform and Consumer Protection Act to modify testing requirements for bank holding companies and certain nonbank financial companies. The key provisions include: establishing limitations on the Federal Reserve Board's Comprehensive Capital Analysis and Review (CCAR), reducing the frequency of stress testing from semiannual to annual, and revising provisions related to stress testing. The bill also amends the Federal Reserve Act to lower the maximum allowable amount of surplus funds of the Federal Reserve banks.

Committee Categories

Business and Industry, Housing and Urban Affairs

Sponsors (3)

Last Action

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (on 04/12/2018)

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