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FL S0894

FL S0894
Mortgage Regulation


summary

Introduced
11/14/2017
In Committee
12/04/2017
Crossed Over
Passed
Dead
03/11/2018

Introduced Session

2018 Regular Session

Bill Summary

Defining the term "business purpose loan"; defining the term "hold himself or herself out to the public as being in the mortgage lending business"; prohibiting the misrepresentation of a residential mortgage loan as a business purpose loan, etc.

AI Summary

This bill defines the term "business purpose loan" and prohibits the misrepresentation of a residential mortgage loan as a business purpose loan. It also clarifies what it means to "hold oneself out to the public as being in the mortgage lending business," which includes activities like advertising, soliciting, or conducting business in a way that implies one is a licensed mortgage lender. The bill also amends existing law to make it unlawful to misrepresent a residential mortgage loan as a business purpose loan. Finally, the bill reenacts a section of the law that imposes penalties for violations of certain provisions related to mortgage lending.

Committee Categories

Business and Industry

Sponsors (1)

Other Sponsors (1)

Rules (Senate)

Last Action

Laid on Table, refer to CS/HB 935 (on 03/01/2018)

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