summary
Introduced
01/09/2018
01/09/2018
In Committee
01/09/2018
01/09/2018
Crossed Over
Passed
Dead
01/08/2020
01/08/2020
Introduced Session
2018-2019 Regular Session
Bill Summary
This bill, the "Consumer Freedom From Unwanted Expense in Health Insurance Coverage Act," provides a New Jersey resident with the right to purchase a health insurance policy legally sold in any other state in the United States. A foreign health insurer means an insurer licensed to sell individual health benefits plans in any other state. The bill provides that, notwithstanding any other law, rule, or regulation to the contrary, a resident shall have the right to purchase a health insurance policy legally sold in any other state in the United States. The bill further specifies that an employer shall have the right to reimburse its employees for the costs of health insurance coverage purchased pursuant to the bill. The bill also stipulates that the purchase of health insurance coverage pursuant to the bill shall satisfy any legal obligation for an individual to maintain health insurance coverage imposed by any entity having the right to require that coverage be maintained.
AI Summary
This bill, the "Consumer Freedom From Unwanted Expense in Health Insurance Coverage Act," allows New Jersey residents to purchase health insurance policies legally sold in any other U.S. state, regardless of New Jersey regulations. It also permits employers to reimburse their employees for the cost of these out-of-state policies, and specifies that such coverage satisfies any legal requirement for individuals to maintain health insurance. The key terms are "foreign health insurer," which refers to an insurer licensed in another state, and "resident," which means a person whose primary residence is in New Jersey and who is present there for at least six months of the year.
Committee Categories
Business and Industry
Sponsors (20)
Gerald Cardinale (R)*,
Nellie Pou (D)*,
Dawn Addiego (D),
Robert Andrews (D),
Christopher Bateman (R),
Jim Beach (D),
Anthony Bucco (R),
Christopher Connors (R),
Sandra Cunningham (D),
Michael Doherty (R),
Jim Holzapfel (R),
Tom Kean (R),
Declan O'Scanlon (R),
Steven Oroho (R),
Joe Pennacchio (R),
Ronald Rice (D),
Bob Singer (R),
Brian Stack (D),
Samuel Thompson (D),
Jeff Van Drew (R),
Last Action
Introduced in the Senate, Referred to Senate Commerce Committee (on 01/09/2018)
bill text
bill summary
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bill summary
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bill summary
Document Type | Source Location |
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BillText | https://www.njleg.state.nj.us/2018/Bills/S0500/267_I1.HTM |
Bill | https://www.njleg.state.nj.us/2018/Bills/S0500/267_I1.PDF |
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