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Bill > HR4771


US HR4771

Small Bank Holding Company Relief Act of 2018


summary

Introduced
01/11/2018
In Committee
01/18/2018
Crossed Over
02/12/2018
Passed
Dead
12/31/2018

Introduced Session

115th Congress

Bill Summary

Small Bank Holding Company Relief Act of 2018 (Sec. 2) This bill requires the Federal Reserve Board (FRB) to revise its Small Bank Holding Company Policy Statement on Assessment of Financial and Managerial Factors (which allows smaller bank companies to have higher debt levels than are generally allowed). Specifically, the FRB must raise the consolidated asset threshold at which the statement applies from $1 billion to $3 billion.

AI Summary

This bill requires the Federal Reserve Board (FRB) to revise its Small Bank Holding Company Policy Statement on Assessment of Financial and Managerial Factors. Specifically, it raises the consolidated asset threshold at which the statement applies from $1 billion to $3 billion. This allows smaller bank holding companies to have higher debt levels than are generally allowed, providing them with regulatory relief.

Committee Categories

Business and Industry, Housing and Urban Affairs

Sponsors (3)

Last Action

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (on 02/12/2018)

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