Bill > H4232

This bill removes fees for security freezes and disclosures of consumer credit reports. It amends existing laws to prohibit consumer reporting agencies from charging fees to consumers who elect to freeze, lift, or remove a security freeze on their credit report. The bill also outlines the process for placing, lifting, and removing security freezes, including reducing the time required for consumer reporting agencies to comply with such requests. Additionally, the bill establishes protections for "protected consumers" under the age of 17 or those deemed incapacitated, allowing their representatives to place security freezes on their credit reports. The bill also requires expanded notice and information to be provided to consumers following a data breach involving personal information.

https://malegislature.gov/Bills/190/H4232