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Bill > S2405
NJ S2405
NJ S2405Requires health insurance coverage and limits cost sharing for certain birth control methods.
summary
Introduced
04/05/2018
04/05/2018
In Committee
04/05/2018
04/05/2018
Crossed Over
Passed
Dead
01/08/2020
01/08/2020
Introduced Session
2018-2019 Regular Session
Bill Summary
This bill amends P.L.2005, c.251, the statute requiring health insurance carriers and the State health benefits programs to cover prescription female contraceptives, by also requiring coverage for male sterilization procedures and by prohibiting insurers from imposing a deductible, coinsurance, copayment, or any other cost-sharing requirement on these coverages. Currently, federal law requires coverage for female contraceptives to be provided without cost sharing in certain circumstances. This bill would expand State law to also require coverage for female contraceptives and male sterilization procedures to be provided without cost sharing. The bill also specifies that, in the case of a high deductible health plan, the limitation on cost-sharing shall not be applied until the expenditures applicable to the deductible under federal law have been met. Once the foregoing expenditure amount has been met under the plan, coverage for prescription female contraceptives and male sterilization procedures benefits is to be provided without cost-sharing.
AI Summary
This bill amends existing New Jersey law to require health insurance coverage and limit cost-sharing for certain birth control methods, including prescription female contraceptives and male sterilization procedures. The bill prohibits insurers from imposing any deductible, coinsurance, copayment, or other cost-sharing requirements on these coverages, with an exception for high-deductible health plans where the cost-sharing limitations would not apply until the deductible has been met. The bill also allows religious employers to request an exclusion from the coverage requirements if it conflicts with their religious beliefs.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Introduced in the Senate, Referred to Senate Commerce Committee (on 04/05/2018)
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| BillText | https://www.njleg.state.nj.us/2018/Bills/S2500/2405_I1.HTM |
| Bill | https://www.njleg.state.nj.us/2018/Bills/S2500/2405_I1.PDF |
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