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Bill > S3731


US S3731

US S3731
BUILD Act Building Up Independent Lives and Dreams Act


summary

Introduced
12/06/2018
In Committee
12/06/2018
Crossed Over
Passed
Dead
12/31/2018

Introduced Session

115th Congress

Bill Summary

BUILD Act Building Up Independent Lives and Dreams Act

AI Summary

This bill, the Building Up Independent Lives and Dreams Act (BUILD Act), aims to provide regulatory relief to charitable organizations that offer 0% interest residential mortgage loans primarily for charitable purposes. The bill amends the Truth in Lending Act and the Real Estate Settlement Procedures Act to allow these charitable organizations to use specific disclosure forms, including the Loan Model Form H2, in lieu of the standard disclosure requirements. The bill directs the Director of the Bureau of Consumer Financial Protection to issue regulations to implement these amendments within 180 days of the bill's enactment.

Committee Categories

Housing and Urban Affairs

Sponsors (2)

Last Action

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (on 12/06/2018)

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