Bill > A02938

This bill requires credit reporting agencies to furnish proof of identity theft to creditors upon a debtor's request. The bill specifies that a valid police report and a written statement from the debtor claiming to be a victim of identity theft, along with supporting documentation, will suffice as proof of identity theft. The credit reporting agency must keep this information on file for seven years. The bill aims to provide a streamlined process for victims of identity theft to demonstrate their status and prevent further damage to their credit.