Bill > S05018

This bill requires credit reporting agencies to furnish proof of identity theft to creditors upon a debtor's request. The debtor must provide either a copy of a valid police report alleging identity theft or a written statement certifying that the debtor is a victim of identity theft, including specific details about the debt in question. The credit reporting agency must keep this information on file for seven years. This aims to help victims of identity theft resolve issues with their credit reports and debts resulting from identity theft crimes.