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Bill > A03638


NY A03638

NY A03638
Expands consumer protections for usury and interest to small businesses.


summary

Introduced
01/30/2019
In Committee
01/08/2020
Crossed Over
Passed
Dead
12/31/2020

Introduced Session

2019-2020 General Assembly

Bill Summary

AN ACT to amend the general obligations law and the banking law, in relation to providing financial consumer protections for small businesses The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1

AI Summary

This bill expands consumer protections for usury and interest to small businesses. It amends the General Obligations Law and the Banking Law to provide that all rights and privileges granted to persons under these laws shall also apply to small businesses, which are defined as those that are resident in New York, independently owned and operated, not dominant in their field, and employ 100 or fewer people.

Committee Categories

Business and Industry

Sponsors (13)

Last Action

referred to banks (on 01/08/2020)

bill text


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