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Bill > S04525


NY S04525

NY S04525
Expands consumer protections for usury and interest to small businesses.


summary

Introduced
03/14/2019
In Committee
01/08/2020
Crossed Over
06/17/2019
Passed
Dead
12/31/2020

Introduced Session

2019-2020 General Assembly

Bill Summary

AN ACT to amend the general obligations law and the banking law, in relation to providing financial consumer protections for small businesses The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1

AI Summary

This bill expands consumer protections for usury and interest to small businesses. It amends the General Obligations Law and the Banking Law to apply the rights and privileges granted to individuals under these laws to small businesses as well. A small business is defined as one that is resident in New York State, independently owned and operated, not dominant in its field, and employs 100 or fewer persons.

Committee Categories

Business and Industry, Justice

Sponsors (4)

Last Action

REFERRED TO JUDICIARY (on 01/08/2020)

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