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FL H0997

FL H0997
Health Plans


summary

Introduced
02/21/2019
In Committee
02/28/2019
Crossed Over
Passed
Dead
05/04/2019

Introduced Session

2019 Regular Session

Bill Summary

Revises eligibility requirements for multiple-employer welfare arrangements; requires insurers to make at least one policy or contract available to certain residents within specified timeframe, upon occurrence of certain events; provides disclosure requirements for short-term policies; revises requirements for association & small employer policies; specifies conditions for compliance with essential health benefits requirements; prohibits excluding or delaying coverage under such policies or contracts due to preexisting medical conditions; requires OIR to conduct a study of current plans.

AI Summary

This bill: - Revises eligibility requirements for multiple-employer welfare arrangements, allowing them to be established by a broader range of associations. - Requires insurers to make at least one comprehensive major medical health insurance policy available to residents within 30 days of the bill's "operative date," which is defined as when the Affordable Care Act is either repealed or invalidated by the Supreme Court. These policies cannot exclude or delay coverage due to preexisting conditions. - Provides disclosure requirements for short-term health insurance policies, which are defined as policies with terms less than 12 months that cannot exceed 36 months total. - Revises requirements for association and small employer group health insurance policies. - Authorizes insurers to include a combination of essential health benefits required by any state in policies issued in Florida. - Requires the Office of Insurance Regulation to conduct a study evaluating Florida's current essential health benefits benchmark plan and provide recommendations for changes to provide comprehensive coverage at lower cost.

Committee Categories

Business and Industry, Health and Social Services

Sponsors (2)

Other Sponsors (3)

Health and Human Services Committee (House), Health Market Reform Subcommittee (House), Insurance and Banking Subcommittee (House)

Last Action

Laid on Table, companion bill(s) passed, see CS/CS/SB 322 (Ch. 2019-129) (on 05/01/2019)

bill text


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