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Bill > S1632


FL S1632

FL S1632
Mortgage Lending


summary

Introduced
03/01/2019
In Committee
03/08/2019
Crossed Over
Passed
Dead
05/03/2019

Introduced Session

2019 Regular Session

Bill Summary

Revising the definition of the term "mortgage loan" to remove a condition that residential loans be primarily for personal, family, or household use, etc.

AI Summary

This bill revises the definition of the term "mortgage loan" in Florida statutes to remove the condition that residential loans must be primarily for personal, family, or household use. It now includes any residential loan secured by a mortgage or deed of trust on a dwelling, as well as loans on commercial real property or improved real property with five or more dwelling units, as long as the borrower is an individual or the lender is a noninstitutional investor. The bill takes effect on July 1, 2019.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Died in Banking and Insurance (on 05/03/2019)

bill text


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