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Bill > S1125


US S1125

Protect Act


summary

Introduced
04/10/2019
In Committee
04/10/2019
Crossed Over
Passed
Dead
12/31/2020

Introduced Session

116th Congress

Bill Summary

Adds, among other provisions, requirements to the Health Insurance Portability and Accountability Act of 1996 for private health insurance plans with respect to preexisting conditions, guaranteed enrollment, and discrimination based on health-related factors.Specifically, the bill prohibits private health insurance plans from (1) limiting or excluding benefits covering preexisting conditions; (2) denying enrollment to employers or individual applicants, subject to specified limits; (3) establishing rules for eligibility based on an individual's health status; or (4) requiring an individual to a pay higher premium than similarly situated individuals enrolled in the plan based the individual's health status.Additionally, the bill prohibits plans from collecting genetic information in connection with issuing health insurance and provides requirements for workplace wellness programs connected to health insurance.

AI Summary

This bill adds new requirements to the Health Insurance Portability and Accountability Act (HIPAA) for private health insurance plans. Specifically, the bill prohibits these plans from: (1) limiting or excluding coverage for pre-existing conditions; (2) denying enrollment to employers or individuals, with some exceptions; (3) setting eligibility rules based on an individual's health status; or (4) requiring an individual to pay a higher premium than similarly situated individuals based on their health status. The bill also prohibits plans from collecting genetic information for underwriting purposes and provides requirements for workplace wellness programs connected to health insurance.

Committee Categories

Health and Social Services

Sponsors (30)

Last Action

Read twice and referred to the Committee on Health, Education, Labor, and Pensions. (on 04/10/2019)

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